Small Business Loans
Get the Financing You Need for Your Small Business
Small businesses are one of the most important parts of the American economy. Unfortunately, that means that when things affect the economy, they also tend to hit small business owners hard.
That’s one of the reasons why Quantum Commercial Capital LLC takes small business financing so seriously. With the help of a small business loan, you can get through tough times, build up your operations again, and even have money to expand.
Who Can Quality for Small Business Loans?
Your company doesn’t need a perfect credit score to qualify for SBA financing. Our team looks at your company’s financial history, and we’re happy to support talented business owners. We know that slow periods or economic changes aren’t your fault. Our SBA 7a and 504 loans include:
- Loan amounts as high as $5 million
- Low interest rates
- Full amortizations
- Fixed and variable rate options
- No penalties for prepayment
- Loan-to-value between 80% and 90%
- Prequalifications within 48 hours
- Terms up to 25 years
- No balloon payments
Here’s what we mainly look at:
- Cash flow
- Time in business
- Business experience
If you’ve been running your business successfully for several years, or perhaps even decades, you have nothing to worry about. The pre-qualification process only takes a few days.
What Purposes Can a Small Business Loan Cover?
There are SBA loans for many different needs:
- Working capital
- Inventory purchases
- Construction and real estate purchases
- Equipment
- Technology
The amount of funding you need and the terms available depend on your goals. We offer excellent terms, giving you plenty of time to pay back the loan.
What Are the Benefits of SBA Financing?
Small business loans take longer for approval, but they provide some of the best interest rates. They can save you considerable money on business needs. They’re an amazing choice when you’re looking at commercial properties, remodeling, expansion, new equipment, or business upgrades.
The length of time for repayment and monthly payment amounts vary depending on the type of business acquisition. At Quantum Commercial Capital LLC, we work closely with your team to find comfortable options.
The best way to decide if a small business loan is right for your business is to see the specifics for yourself. Contact us today to get started.